This chapter engages with a reflection on the epistemological formations of life insurance. It focuses on five insurantial effects. First, life insurance operates a problematisation of fear by posing and acting upon an understanding of uncertainty. Second, life insurers assume capable life as an aging course that constitutes the basis from which to develop an almost frontierless market. Third, life insurance provides a form of credit that renders life as capital. Fourth, life insurance creates moral economies which intervene in the governance of the conduct of individuals and populations. And, fifth, life insurance is a technological effect of liberal governance that helps understand the ways in which liberalism transcends. The technology of life insurance needs to simulate a telos of security and stability which can be achieved by the consumption of its products. Individuals and collectives are already constituted as a population that seeks or could seek insurance as an instrument for developing a liberal life.