This chapter analyses the Group of Twenty (G20) Principles and to explain why the G20's representation and promotion of financial inclusion is a social construct that entails the expansion and imposition of monetised social relations. It discusses the meaning of soft law with regard to transnational regulatory strategies before turning to an outline of the G20 Principles. The chapter examines the G20 Principle of Proportionality and its emphasis on risk reduction by surveying an important development in financial inclusion: the securitisation of micro-finance institutions (MFIs). This chapter explores the G20 Principle of Protection and the Principle of Empowerment in the Mexican context. It concludes by reviewing the tensions and risks underpinning credit-led accumulation in the wake of the implementation of the G20 Principles. The chapter suggests that the G20 financial inclusion agenda is not a neutral project, but one that is aimed at constructing the dependence of the poor in the global South on privately created money.