There are many ways in which money can be utilised and the possibility of expenditure on pleasure has already been considered. Money which has been spent on pleasure is gone and cannot provide a future income flow in the form of earnings, but if one's resources are sufficiently large for a regular income flow to be of limited importance then this is not necessarily a great disadvantage. A person with large money resources may well decide that he or she can get the greatest enjoyment from life by simply dividing the money by the number of years they reasonably expect to live, and spending the resultant figure each year. They may have no dependants to worry about, and may well find this an exceedingly satisfying way of life. Although such a course of action may to some seem misguided, it must be remembered that there may be many who think otherwise, particularly if their philosophy of life is that today is more important than tomorrow.