One of the biggest challenges we face in redesigning the fracturecritical systems and structures upon which we now depend lies in the fact that many powerful groups benefit from the way things currently exist and they believe that they will continue to do so if things collapse. Like hedge-fund investors who profit if the market goes up or down, the moral hazard in such a system reveals the perverse nature of the economics and politics of our time. Both the private and public sectors have helped create our Ponzi-like, fracture-critical world, and many players in both sectors seem to believe, falsely, that they can prosper on both sides of the equation.