The Oversea-Chinese Banking Corporation (OCBC) provided services similar to those of the qiaopiju on behalf of overseas Chinese and their relatives in the qiaoxiang. The OCBC not only adopted operating modes characteristic of the qiaopiju but also cooperated with them. The vision and market sense of the OCBC, as a cross-border bank, enabled it to expand the scope of its business and to develop the qiaopiju into modern enterprises, while at the same time promoting cash flow between Southeast Asia and China and transfer of financial resources by way of the qiaopiju.