The problem of impayable debt is a general one, affecting especially some 51 of the world's poorest nations, and some 12 who are poor, but not among the poorest. The solutions which we offer must be general ones in terms of remission, though, of course, the conditionalities will vary from case to case and any special factors will need a special analysis. The cases of Nigeria, Malawi and Nicaragua illustrate the problems in a concrete manner.