Business associations were the first civil society groups to interact with national governments and multilateral institutions on global financial governance issues. Decisions of global institutions occasionally had a direct financial impact on banks, exporters and foreign investors. For decades after World War II, businesses and their associations were the most active civil society organizations in attempting to influence global financial governance. In recent years, competition has emerged from every quarter of civil society, as other groups increasingly see their interests affected and begin efforts of their own to influence decisions.