There are many misconceptions and concerns regarding Islamic societies and how Muslim countries have failed to come up with their own localised solutions to socio-economic problems in dealing with poverty alleviation and societal development. This book explores why there is so much disconnect between spirituality and enterprise development in the world today, and how a part of the Islamic world, in fact located in Pakistan, can be part of the solution rather than being central to the problem.

This book builds upon Ronnie Lessem and Alexander Schieffer’s theory of ‘integral dynamics’ which works through a fourfold rhythm of the GENE. Set against a mono-cultural perspective, the authors highlight the ever-increasing and deepening divide between Western and Islamic cultures. Through the course of the book, the authors use the transformational GENE (Grounding, Emergence, Navigation, Effect) rhythm developed by Lessem and Schieffer to take readers through the 4C (Call, Context, Co-creation and Contribution) process, articulated to CAREing-4-Society. They ground their call in Akhuwat’s community of Akhuwateers (donors, beneficiaries, borrowers, volunteers and replicators), to explore alternative models of spiritually based finance through an emerging SOUL-idarity paradigm. Furthermore, through these models and Akhuwat’s CARE (Community, Awareness, Research, Embodiment) process, they put forward that encouraging community activism, raising awareness around Islamic practices of Qard-e-Hasan, institutionalising their innovative research, and finally transforming and educating the community, will provide an alternative to microfinance for poverty alleviation.

Showcasing an unconventional spiritual-financial solution, deeply immersed in spirituality and infused with local moral values and traditions, this book demonstrates how poverty can be alleviated in countries around the world, specifically, in developing Muslim countries.

chapter |10 pages


part I|26 pages

Orientation – spiritual bases of regional cultures

chapter 1|36 pages


A community built on the paradigm of Mawakhat/solidarity

chapter 2|37 pages

Pakistan’s cultural genealogy

Through integral 4 C’s

chapter 3|15 pages

The SOUL-idarity impulse

part II|6 pages

The Mawakhat paradigm

chapter 4|22 pages

The GENE-alogy of Mawakhat/solidarity

Integral solidarity rhythm through Akhuwat’s 4 I’s

chapter 5|22 pages

Akhuwat CARE-ing 4 Pakistan

part III|4 pages

The Mawakhat effect – employing solidarity

chapter 6|26 pages

Embodying action

Akhuwat’s bond of solidarity

chapter 7|13 pages

Akhuwat’s lending methodology

chapter 8|25 pages

The benevolence multiplier effect

Akhuwat success stories

part IV|6 pages

The 4th P – The integral solidarity paradigm

chapter 9|25 pages

The integral Hikma

SOUL-idarity process

chapter |10 pages