This book brings together empirical evidences and theoretical perspectives to provide a comprehensive overview of the microfinance sector in India. The essays in the volume:

  • focus on the application of information and communication technology (ICT) solutions in microfinance institutions to strengthen the savings movement and widen credit access to the poor and marginalized sections of society;
  • present case studies on self-help group (SHG) movements, federations and SHG-Bank Linkage programmes;
  • propose measures for strengthening regulatory and governance structures of the microfinance sector; and
  • identify linkages between overall financial inclusion and the contribution of microfinance institutions (MFIs).

The volume will be indispensable for scholars and researchers of microeconomics, South Asian economics and development economics as well as professionals and aspirants in the microfinance, rural banking and financial inclusion sectors.

List of Tables List of Figures List of Abbreviations Notes on Editor and Contributors Preface. Introduction 1. Microfinance in India: The Way Forward  2. Rebuilding the Microfinance Industry Post Andhra Pradesh Crisis 3. Strengthening Governance in Microfinance Institutions (MFIs): Some Random Thoughts 4. Mobile Technology in Microfinance: Empowering the Unreachable 5. ICT in Microfinance: A Case Study of Microfinance Banks in Pakistan 6. Empowerment through Self-Employment in Rural Areas: The Role of ICT and SHGs 7. The Role of ICT in Economic Growth: The Case of Andhra Pradesh 8. Impact of Federations on the Functioning of SHGs: An Empirical Study 9. Do SHPIs play a role in Credit Access among SHGs? Experiences from the SHG-Bank Linkage Programme  10. The Role of NGOs, SHGs and International Financing Agencies in the Reconstruction of Tsunami-hit Karaikal 11. Microfinance for Poverty Alleviation: Analysis of Clients’ Perspectives and Changes in their Lives in the State of Manipur, India 12. Microfinance-plus Services – from Access to Impact: Empirical Evidence from Rural India  13. Financial Inclusion: Technology, Institutions and Policies